Understanding Insurance and Payment

At Open Hearts Counseling, we believe mental health care should be accessible and transparent. We accept a variety of insurance plans and offer flexible payment options to help make starting therapy as simple and stress free as possible.

Payment and Insurance Options

Our counseling services may be covered through Medicaid or commercial insurance plans. We accept a variety of insurance providers and strive to make mental health care as accessible as possible. Our team is happy to help verify your benefits and answer any questions so you feel informed and supported before beginning services.

If your insurance provider is not listed, please reach out to us. We are continually expanding our network to better serve our community in Bloomfield Hills, Michigan.

Medicaid Plans Accepted

Straight Medicaid (CHAMPS)
Aetna Better Health
Blue Cross Complete
McLaren Health Plan
Meridian Health Plan of Michigan
Molina Healthcare of Michigan
UHC Community Plan

Commercial Insurance Plans

Aetna
ASR
Blue Cross Blue Shield
Blue Care Network
Beacon
Cofinity
Cigna
Humana
Humana Military (TRICARE East)
McLaren Commercial

Additional Insurance 

Magellan
Meridian Ambetter
Molina Marketplace
Optum UnitedHealthcare
UMR
USHealth

If your insurance provider is not listed, please reach out to us. We are continuously expanding our network to better serve our community in Bloomfield Hills, Michigan.

Out-of-Pocket Payment Options

For individuals without insurance coverage, or those who prefer to pay directly, we offer several convenient out of pocket payment options.

• Visa
• MasterCard
• American Express
• Discover
• HSA Cards
• Checks